Learn the Different Scams or Frauds in California and How to Report

Whether we like it or not, identity theft is now becoming one of the fastest growing crimes in the world. In United States alone, it actually tops the list as the first consumer complaint because almost 20 people a day are becoming victims.

What actually is identity theft and how could it affects the life of a victim? Well, identity theft is a clear form of fraud that happens when a person steals personal information from the victim for the purpose of financial gain. For instance, the thief can steal information about credit card payments and obtain money through unlawful activities. In the simplest form of explanation, a fraudster can use the victim’s full name to divert messages, get personal data and financial information illegally.

In California, there are different ways on how to report a fraud or scam. It is possible to report the problem to the Better Business Bureau, Office of the Attorney General, Federal regulators or in the local municipality. When reporting a problem, it is very important for the victim to explain the actual situation properly and give all the available details to the in-charge person. Keep in mind that there are several methods on how to report fraud in California and one needs to review them with the help of the Internet.

Here are some usual reported fraud or scam issues:

  • Credit Card Scam – this usually accounts over 15% of real identity theft and can immediately happen in different strategies. To illustrate, if a person hands a credit card to a waiter, swiping it at a gasoline station, or use the card for purchasing items online. All of these factors can easily make the owner prone to credit card scam or fraud.

According to the report of ABC News in 2014, the authorities arrested two Mexicans at the Texas border because they use stolen personal information from a Target credit and debit card security breach. They use the information to buy thousands of dollars and believed affected more than 40 million credit and debit card accounts.


  • Bank Account Scam – based on the shared information about this fraud in the US, it is not as higher as the credit card scam as it only accounts about 6% crimes. In most cases, the complainants report about forgery, bad check payments, and illegal transfer of money though electronic transactions.


  • Phone and Utilities Scam – this kind of fraud transaction involves the victim’s personal information such as the name and credit to have an account with the involved utility company or telephone firm. If this happens, the scammer or fraudster can easily steal more important data about the victim and use them for different illegal transactions.


  • Foreclosure Scam – we have to admit that there are many desperate households that face serious foreclosures in the US, and many are starting to believe in a foreclosure scam because they this it can help them and stall the payments. Despite the effort of the government to prevent such fraudulent transactions, many Americans are becoming victims because they need immediate fund to help them.


It is important to learn that for people who live in California, there are more possible scam issues to learn. The good thing is that this particular state has also existing rules and laws on how to deal with these issues accordingly.

Reverse Phone Lookup to Help You Trace Different Phone Numbers

Tracking down phone numbers is a challenging task, especially if the callers are unidentified. It makes the situation difficult when you attempt to gather information from different telephone providers, but they refuse because of following their privacy policy agreed by their subscribers. To help you track down any unregistered phone number, our website can help you by using our available updated phone database.

One of the most dependable services we have is the reverse phone lookup. With this option, you can trace millions of people worldwide who are using different phone calls. It does not matter if you want to identify an unknown, missing or a prank caller, we can help you resolve your problem by paying minimal service charges and getting quality search results on time. Likewise, we have available services from other trusted companies that offer reverse lookup solutions to trace mobile, telephone numbers or important records.

We may find individuals who experiencing unwanted calls from unidentified callers who refuse to spend money for a paid reverse lookup solution. Instead, they use conventional methods to find the location of the person or trace the origin of the call. Unfortunately, using these methods will not give them fresh information unlike when using a paid service with an up-to-date database to release the latest details about millions of phone numbers. This is the actual function of our site and we exist online to provide the best solution for people who experience unwanted calls like you.

With the great help of the Internet, we became the most dependable reference when it comes to finding information about unlisted or prank calls. Furthermore, we can help trace different cellular phone numbers using our available reverse cell phone lookup online. Today, this serves as a very powerful tool in helping many private individuals, companies and businesses when tracing unknown calls. We have an access to communicate with various cell phone providers to help determine the origin of the number and possible locate the address of the caller.

Our website requires certain payment to access our available reverse look up database. Because we do not want to disappoint our valued clients, we only charge minimal amount and release truthful information on a given time. As expected, we offer the best service for people who trust our expertise and understand the guidelines we implement online. We also treasure any shared information or comment from our visitors to improve us better.

The State of New Jersey Awareness in Dealing with Identity Theft

Many people heard about “identity theft” but for sure, not all of them really understand what it means and how a person becomes a victim of this type of robbery. According from the explanation of the New Jersey State Police, Identify theft happens when somebody utilizes the personal identification information of an individual such as the name, credit card details, Social Security Number without any permission. This is a clear act of crime for committing fraud because of stealing someone’s information.

From the records of the Federal Trade Commission, there are almost 9 millions of Americans who experienced stolen identities every year and they continue to increase in numbers. Unless the victim receives a surprise mail of unknown bills, it is not easy to determine if this person is a victim of such unlawful activity.

The state of New Jersey already has an existing law known as the Identity Theft Prevention Act. They needed to impose this kind of rule because many unknown criminals are using personal information from their targeted victims for unlawful purposes. It is also very unfortunate that despite the awareness of many people living here. The most disappointing issue is that most of the victims are worrying about their unexpected involvements to fraudulent transactions because of using their identities and accessing their credit cards.

When talking about the most sensitive information to protect against someone who steals personal data, this is deals about securing the Social Security Number. This is a very important record for anyone who lives in the United States because it is very useful in different transactions such as for health or medical care, employment, bank accounts and other vital purposes. Because of this, it is the responsibility of the Jersey Legislature to provide the necessary guidelines to make sure their citizens have protected Social Security Number.

From the shared information about the existing bill or law as well, it is very important for a potential “identity theft” victim to coordinate and report the problem with the legitimate law enforcement agency of the government. The victim ought to explain the situation properly as a complainant and the enforcing agency will provide a comprehensive report after the discussion. On the other hand, the agency can only accommodate a victim from their jurisdiction when filing a lawsuit. As for the complainant, it is advisable to safeguard the report copy until they found the theft and released the decision of the court.

Definitely, the State of New Jersey considered identity theft as a serious crime and covered under the statute of Wrongful Impersonation (N.J.S.A. 2C:21-17), as indicated by the police authority of the state.  When talking about the extent of this particular crime, it can range from the Disorderly Person’s offense if the theft was able to have a victim of at least 5 or more people already. This can seriously put the involved person in a long-term sentence and penalties.

Aside from the existing law of the state, it is as well possible to coordinate with the Credit Reporting Bureaus and get the best help. In most cases, these agencies can prevent the thefts from using credit cards by requesting a “Flagged with a fraud alert” that will monitor the involved accounts.

New Jersey has different guidelines and laws that can deal with identity thefts. However, it is still the responsibility of the citizens to become more cautious on their own personal information to avoid any compromised issue.

Researchers Proves Sound Waves can Hack Smartphones, Other Devices

Based on the recent studies when using a Fitbit monitoring device, it may be possible to include additional methods to allow somebody counter the device. Unfortunately, this kind of added security loophole might put the user in danger because there are possible harms with the advancing technology we have today.

From the shared information through the nytimes.com, the idea to consider using a security loophole appears to be safer when allowing somebody to counter the monitoring of a Fitbit device. On the other hand, there are potential dangers in doing this kind of method as explained by some researchers who studied about our continuous developing technology.

According from the report of a team composed of researchers who are expert in computer security, they discovered the possible harm of allowing other people to control or influence such devices using small accelerometers from fitness monitors, smart phones and vehicles. They attempted to include bogus methods to a fitness monitoring device created by Fitbit and begin playing a file that contain “malicious” music through the speaker of a smart phone to control the accelerometer of the phone.

With this kind of method, they successfully hindered the software depending on the phone such as radio-controlled application, which control a toy car.

“It’s like the opera singer who hits the note to break a wine glass, only in our case, we can spell out words” and enter commands rather than just shut down the phone, said Kevin Fu, an author of the paper, who is also an associate professor of electrical engineering and computer science at the University of Michigan and the chief executive of Virta Labs, a company that focuses on cybersecurity in health care. “You can think of it as a musical virus,” as quoted by the nytimes.com based on the research information of the researchers.

In line with this, the researching team also believed that the continuing popularity of companies that produce self-driving vehicles might reveal unknown vulnerabilities in case an attacker decided to sabotage the systems they use to control the vehicles remotely. This is the exact reason why consumers ought to be willing to learn more about the kind of technology we have these days.

On the other hand, the group of expert researchers from the University of South Carolina and University of Michigan stated that this kind of concern in computer security is not a huge matter to consider. It only proves that the challenges in cyber-security have a slight window to the unexpected hindrances when somebody interfered to the existing system of a device.

The shared information likewise explained about the functions of accelerometers wherein they consider them as important components to determine the acceleration of a particular gadget, vehicle or computer. They also consider them as Microelectromechanical Systems (MEMS) that can determine the distance measurement of a person who uses a Fitbit fitness monitoring device when running.

In line with this issue, there had been other research studies that proved this kind of vulnerability before. The Stanford University in 2014 demonstrated that it is possible to use an accelerometer as a rudimentary microphone.

They will hand the research document at the IEEE European Symposium on Security and Privacy on April in Paris, France.

Facebook Bans Developers From Performing Surveillance Following Activist Protests

(March 14, 2017)Facebook banned apps that could potentially be used for surveillance. This came in following protests by the American Civil Liberties Union (ACLU) California Chapter and other related organizations.

Likewise, Facebook-owned Instagram is also included. The two social media platforms have updated its policy regarding the subject. According to a note written by Rob Sherman, Facebook’s Deputy Chief Privacy Officer, they are adding language to their Facebook and Instagram platform policies to precisely explain that app developers cannot use any data gathered from them (Facebook and Instagram) to offer tools that could potentially be used for surveillance.

The Policy Page for developers has been modified with the language prohibiting the use of any apps for surveillance. Sherman commended and thanked the community leaders working with Facebook for the past months, and brought the attention of the public to the issue. He named these “community leaders| the American Civil Liberties Union of California, Center for Media Justice, and the Color of Change.

Since last fall, the organizations have started advocating changes. They pressured another social media platform, Twitter, to split with Geofeedia and Media Sonar. Geofeedia and Media Sonar are companies responsible for directing the social media information of activists to law enforcement.

Facebook’s Immediate Intervention To Prevent Surveillance

The organizations praised Facebook’s decision, but also said more work must be done to “set robust systems” of enforcement. As evidenced by the records gathered by the ACLU last year, 20 police departments, district attorneys and sheriffs, located in California have gained advantage of social media surveillance tools.

Brandi Collins, Color of Change’s campaign director, said they praise Facebook and Instagram for taking a step. She called on companies who claim to respect diversity and justice to likewise support them and do what is needed to be done to restrict invasive social media surveillances from being used to pinpoint Black and Brown people coming from communities with low income rate. At the same time, California ACLU’s Nicole Ozer said that it is now more than ever. They expect companies to shut down any surveillance tools and ensure no one can use these platforms to target activists and people of color.

Meanwhile, Brennan Center for Justice, which is based in New York, publicized an investigation of 151 U.S. cities, counties as well as law enforcement departments. They have spent over $10,000 worth of software to observe social media for activists, including Black Lives Matters. They used public records to collect the list.

RT News Accused of Manipulating Algorithm Results from Google

From the statement of a United State senator, it appears that he is pinpointing Russia as responsible in manipulating the algorithm results coming from search engine giant Google. He added that the content is to advertise the stories of which RT News and other Russia-based news published online.

In line with this issue, the editor-in-chief of RT mentioned that the senator must learn on how search engines function online before making accusations about manipulations.

Top Democrat on Senate Intelligence and Virginia Senator Mark Warner believed that Russia has something to do with the tempering of the algorithm results from Google in order to advertise the stories, which they published through RT News and other Russia-based news websites, according from the report through rt.com.

Warner revealed his statement through “Face the Nation” when interviewed by CBS on Sunday.

As quoted by the report he said, “We saw manipulation of certain algorithms, so that if you Googled certain items, you got Russia news, [RT] News, other false news. We saw the selective hacking into DNC and individuals that then tried to leak that information to benefit Mr. Trump.” 

Unfortunately, RT News editor-in-chief Margarita Simonyan did not hide his frustration against the good senator. She immediately responded the accusations of Warner to clear their company about the issue.

“Somebody please tell the US Senator how internet search engines work. Or I’ll haunt his dreams in the guise of a bear – this could give him a heart attack!” said Simonyan on Tuesday.

However, this particular issue is not the first time because there are reports wherein they accused the media from Russia of illegal Internet manipulations, the news added. From the revealed information about the accusation, they are spreading misleading information and hacking data as part of their propaganda online.

One of the most intriguing news is that they accused Russia in intruding the US presidential race in America to make sure she will not win the election by publishing false information, which particularly involved the RT News. However, it appears that the allegations are baseless and proved that Donald Trump is the real winner.

Just recently, the group of Emmanuel Macron is accusing the Russian Sputnik news and RT news agencies because of spreading “fake information about the presidential election in France. Unfortunately, the group did not able to support their accusations in terms of proving the involvement of the reports coming from RT.

Nonetheless, it is however important to investigate the accusations to make sure that no news manipulations will transpire. This is regardless if the accusation of the involved US senator is provable or not.

Some Great Benefits of a Reverse Lookup Service

Nowadays, majority of the available websites that provide reverse lookup service continue to become popular because of giving the best solutions to innocent people who deal with unknown callers. These websites lets the users gather the exact details they need to determine who is calling with a suspicious telephone number.

From the provided information, it is easier to check the possible name, home address, state and citizenship of the caller. To know more about the great benefits of a look up service, continue reading below:

  • Can trace bogus mobile phone caller

Remember that if you receive any unwanted call from a bogus mobile phone caller, you cannot easily identify the person due to privacy issues. Whenever an unidentified caller uses an unregistered cellular number to make anonymous calls, it is difficult to figure out the exact name, home address and citizenship of the involved individual. Because of this concern, you need to hire a dependable reverse mobile phone lookup to get quality information and identify this bogus caller.

  • Can verify a cheating spouse

With the remarkable benefit of a telephone number look up, it is easier to gather useful details linked to the reported number that is usually complicated to verify. Additionally, it is not difficult to trace various spam phone calls that include a cheating spouse. With this kind of reliable service, countless of people now can easily handle their worries when they experience annoying situations about an unfaithful partner in life.

  • Uses an advanced phone database

When using a dependable reverse look up service, it lets a user gain access to identify unknown mobile calls using an advanced database. With this updated database, it is easier to track down different unknown cellular calls, particularly those violent callers. Having an experienced service provider, completing the procedure to search for the most relevant information is not difficult and faster.

Keep in mind that a reliable lookup service is the best alternative to check and monitor unknown callers over the phone. An effective service will let you register for a legitimate account and then assists you investigate through investigating the available monthly bill. On this matter, it is easy to verify if the phone number is suspicious and requires the help of the expert to trap or avoid the unknown caller. However, you need to prepare a small amount of cash for the potential service charges.

Definitely, an opportunity to use the most efficient lookup solution allows you to discover different nuisance and unregistered messages or calls. Remember that regardless if you want to determine an unknown person or a dishonest husband or wife; having the most dependable service lets you discover remarkable benefits through using the Internet.

Real Phone Lookup Review – Efficient Reverse Phone Lookup For Everyone

Real Phone Lookup is a website that offers access to millions of phone numbers to its clients. It is an efficient reverse phone number website that provides ways to deal with unknown callers. If you are being bothered by unknown callers, then now is the time for you to fight back by determining the origin of the call. Not only that; with Real Phone Lookup, you can likewise know all the essential information about a particular phone number.

A Real Phone Lookup review is important for you to know if it can provide legit results to help determine who calls you. With regards to the overall efficiency of this service, you are sure that you can get the results that you wanted. Furthermore, it is likewise imperative to know what Real Phone Lookup can offer to its clients. A lot of websites offering reverse phone lookup promise to provide help, but only a handful can live up to the expectations of the clients.

What Does Real Phone Lookup Offer For Clients?

If you take advantage of the services that Real Phone Lookup offer, then you can get all the help that you need when it comes to determining unknown callers. It has a step-by-step guide to help you know how things are done. Its instructions are simple, which is why you can save money. Affordability is another major plus factor for the services of Real Phone Lookup. You can get it services without spending too much.

Furthermore, one more thing I like about  Real Phone Lookup is that it provides a money-back guarantee to clients who did not get any results from the services. It is unconditional, which is why there is not problem if you wish to opt out of the services of Real Phone Lookup. The safety that the website provides is 100%. This said, your information is safe. Using the services of Real Phone Lookup is flexible, as you can access it in any part of the world. The services of Real Phone Lookup have you covered. Gone are the days that you guess who calls you. Now, you can get results in no time.

Can You Trust Real Phone Lookup?

The answer is an overwhelming yes. You can look up phone numbers with ease if you take advantage of the services of Real Phone Lookup. With its money-back guarantee, you are sure to get the best quality assistance to reveal the identity of any unknown callers.

Why Choosing a Trusted Company for a Reverse Phone Lookup is Crucial

If you just spend a little time surfing the Internet today, you will discover that the number of companies offering reverse phone lookup continue to increase in numbers online. This happens because more and more people are experiencing unwanted calls from strange callers. These companies have the capacity to provide useful information when tracing different phone calls and so people consider them as the best solutions today.
Looking at the exact benefits that these particular services can offer, they provide you important details about your caller if you decide to hire one. I mentioned hire one because if the person calling you is a total stranger, you cannot just depend on acquiring information from a public directory. Before you close the deal, it is advisable to determine the reputation of the service provider and the amount to compensate to hire their expertise. Be sure not to ignore this matter because you do not want to lose money dealing with the wrong company.

When you choose to consider the expertise of a company that offers quality phone lookup, you can acquire relevant details linked to the phone number, which a public directory cannot determine. It is as well convenient to find a prankster, missing person, unlisted mobile number or a cheating husband or wife with the help of an expert provider. Once you work with the best company to handle your needs, it is not difficult to find out who is calling and can immediately report the caller from the authority.

Although you will not admit it, tracing an unlisted call is not easy to as other people think because this involves our privacy already. Whenever an unknown caller uses a strange phone number to make harassing calls, you cannot determine the exact name and address of this person without having the exact source of information. Because of this, it is necessary to consider hiring someone who can investigate about the number and provide you the exact data you need on the right time.

If you know how to take advantage of the Internet, you surely will learn the exact functions of a reverse phone lookup company. Once you visit the website of a dependable service, you can review the guidelines and quickly gain access to their updated phone database as a subscriber. With this kind of opportunity, it is easier to determine the possible gender and address of the person who bothers you over the phone. Remember that because a reliable company uses an automated system to trace millions of numbers out there, you can track down the location of your caller without wasting much time.

As mentioned above, this kind of service can also help you in determining a cheating spouse. A good company utilizes effective strategies to verify if the numbers from the mobile phone of your spouse are registered or not. In case you want to check if there is a strange number from the mobile phone of your partner, you can investigate by submitting the number to your service provider and access to their database to gather information about it. Once you viewed the data, you can decide of what step to consider next to capture the person or on how to stop receiving unwanted calls.